Silver bullion is defined as a product made of silver whose value is determined based mostly on the price of the silver futures market which is published online or in the commodities section of any financial publication. A future price is determined on the open market based on contracts to deliver this bullion at a time in the future. Most of the contracts go undelivered and settled through a cash exchange between the contract holders. In the physical market we use the prices established in the contract market (futures) to set the spot price and add a premium to cover manufacturing, distribution, and overhead costs. Just like the contract market, prices and premiums on the physical market change all the time. We recommend selecting a product you like out of the thousands of bullion items available and then shop prices and all terms associated with the different vendors. Here are a few items to always consider when selecting your source. 1. does the company have the product in stock. 2. Are there any fees associated with the payment type your choosing. 3. when will your product be delivered. 4. how long has the company been in business. 5. are there shipping or handling charges. 6. what is their return policy and what are their guarantees. Always make sure you understand everything about your online purchase, price, delivery, product, and all fees. Online transactions in this market can be difficult to understand since products can vary so much. If you every have questions about a possible deal call us we can help you sift through the confusion.